Online Banking Safety Tips
Online banking makes managing your money easier than ever — and protecting your personal information is more important than ever. Utah Independent Bank is committed to keeping your accounts secure while helping you bank with confidence.
Why Online Banking Security Matters
- Cybercrime is increasing, with online banking a major target
- Most scams rely on tricking users, not hacking systems
- Strong habits greatly reduce risk of fraud and identity theft
Common Online Threats
- Phishing emails and text messages
- Spoofed phone calls pretending to be your bank
- Malicious links and fake websites
- Public Wi-Fi data interception
- Malware on outdated or unsecured devices
- Essential Online Banking Safety Tips
Use Strong, Unique Passwords
- Minimum 12 characters with mixed case, numbers, and symbols
- Avoid personal information
- Never reuse passwords
- Use a trusted password manager
Watch for Phishing Scams
- Be cautious of urgent or threatening messages
- Never click suspicious links or share personal information
- Contact UIB directly using official contact details
Use Secure Networks Only
- Avoid public Wi-Fi for online banking
- Use private Wi-Fi or cellular data when on the go
Keep Devices Updated
- Regularly update phones, computers, apps, and browsers
- Updates fix security vulnerabilities
Monitor Accounts Regularly
- Check for unfamiliar transactions or login attempts
- Report suspicious activity immediately
Limit Personal Information Online
- Avoid sharing sensitive details on social media
- Oversharing can help criminals bypass security questions
Set Up Alerts and Notifications
- Enable real-time account, login, and transaction alerts
- Early detection reduces potential loss
How Utah Independent Bank Protects You
- Encrypted digital banking
- Multi-factor authentication
- Advanced fraud detection and monitoring
- Automatic session timeouts and account lockouts
- Local support combined with enterprise-grade security
Bank Confidently with UIB
Your security is our priority. By combining smart online habits with Utah Independent Bank’s advanced security tools, you can protect your identity and bank with peace of mind.
Questions or concerns?
Visit your local branch, or our contact page for more details.
Need Help?
These links are to government websites and resources concerning online identity theft and steps you can take to protect yourself online.
